Caribbean Hurricane Season- 2006 Travel Insurance Programs!

IT'S JUNE 1, and unless you have been living under a rock, you know it is the official start of the six-month Atlantic Hurricane Season, which forecasters already have predicted will be an "active" one with as many as 16 named storms with eight to 10 reaching hurricane strength and four to six reaching Category 3 or higher -- meaning sustained winds topping 111 mph. More tour operators than in years past have stepped up to the plate with new or expanded insurance coverage, getting in line behind Sandals, SuperClubs and Club Med, which have long had such policies in effect.

HERE IS A PARTIAL RUNDOWN:
• Travel Impressions' "Cancel for Any Reason" travel insurance enables customers to cancel for any reason up until the time they board their flight and still receive a full refund, no questions asked.  Insurance rates start at $89 per adult and $45 per child (12 and under). For details, call

• Apple Vacations' new weather guarantee offers a free replacement vacation if a Category 1 (winds at least 74 mph) or higher storm interrupts the vacation for more than 24 hours. The guarantee is valid for trips to participating hotels in Punta Cana, Dominican Republic; Jamaica; and Cancun/Riviera Maya, Mexico, when flying USA3000 Airlines or any other Apple-dedicated flight for hotel stays from Aug. 15 to Oct. 31. For details, visit www.applevacations.com/weather.